The 2004-D Roosevelt Dime is worth anywhere from face value (10 cents) in circulated condition to around $3–$8 or more in mint state, with rare high-grade examples fetching significantly higher prices at auction. If you found one in your pocket change or an old coin jar, here’s exactly what you need to know.
If you’re not sure what you’re holding, a free coin identifier app can help you quickly figure out the mint mark, grade, and approximate value before you do anything else with your coin. It takes just a few seconds and can save you a lot of guesswork. Tools like CoinHix make this process even easier, letting you scan your coin and get a real-time value estimate right from your phone.
What Is the 2004-D Roosevelt Dime?
The 2004-D Roosevelt Dime was struck at the Denver Mint, indicated by the small “D” mint mark on the obverse (front) of the coin, just above the date. Denver produced over 1.15 billion of these dimes in 2004, making them extremely common in circulation.
Roosevelt Dimes have been minted since 1946, honoring President Franklin D. Roosevelt, who was closely associated with the March of Dimes charity. These coins are made of a copper-nickel clad composition — 91.67% copper and 8.33% nickel — and weigh 2.268 grams with a diameter of 17.91 mm.
Because so many were made, the 2004-D dime isn’t considered rare in most conditions. However, condition matters a great deal when determining value.
2004-D Roosevelt Dime Value by Grade
The value of any coin depends heavily on its grade — how well it has been preserved. A coin fresh from the mint with no wear is graded “Mint State” (MS), while a heavily circulated coin will show significant wear and grade much lower.
Here’s a general breakdown of 2004-D Roosevelt Dime values:
| Condition / Grade | Estimated Value |
|---|---|
| Circulated (worn) | Face value ($0.10) |
| About Uncirculated (AU-55) | $0.25 – $0.75 |
| Mint State MS-63 | $1 – $2 |
| Mint State MS-65 | $3 – $6 |
| Mint State MS-67 or higher | $25 – $100+ |
For more detailed pricing by grade, you can check the latest 2004 Roosevelt Dime mint state price data to see what collectors and dealers are currently paying.
Are There Any Valuable Errors on the 2004-D Dime?
Error coins are where things get really interesting. Occasionally, the U.S. Mint releases coins with striking errors or die problems that make them much more desirable to collectors than a regular example.
For the 2004-D Roosevelt Dime, some known error types to look for include:
– Double Die Obverse (DDO): Look for doubling in the date, the lettering “LIBERTY,” or Roosevelt’s portrait details.
– Off-Center Strikes: If the design appears noticeably shifted to one side, this is an off-center error. Off-center coins can range from a few dollars to hundreds depending on how extreme the shift is.
– Die Cracks and Cuds: Raised lines or blobs on the coin surface caused by cracked dies.
A common circulated 2004-D dime with a minor error might fetch $5–$20. A dramatic error — like a 50% off-center strike — could sell for $50 or more to the right buyer.
Always inspect your coins under good lighting and use a magnifier if possible. And if you want fast results, CoinHix lets you scan your coin’s details and instantly flag potential errors that could add significant value.
How to Know What Your 2004-D Roosevelt Dime Is Really Worth
The best way to determine what your specific coin is worth is to compare it honestly to graded examples and recent sales. Don’t assume your coin is a gem just because it looks shiny — professional graders are strict about surface marks and luster.
If you believe you have an MS-65 or higher example, or a genuine error coin, consider submitting it to a third-party grading service like PCGS or NGC. A graded and slabbed coin is much easier to sell and typically commands higher prices.
For a quick and reliable starting point, the 2004 dime value guide with up-to-date pricing gives you a solid overview of what buyers are paying right now across different grades and varieties. It’s a great resource to bookmark if you’re going through a coin collection.
You can also use CoinHix to photograph your coin, check its grade range, and compare it against recent sale prices — all without needing to be a numismatic expert.
Should You Hold On to Your 2004-D Dime?
Honestly, if your 2004-D Roosevelt Dime is in average circulated condition, its monetary value is just 10 cents. Most of these coins spent years in pockets and cash registers, picking up wear along the way.
But if you notice it has an unusually sharp strike, fully visible bands on the torch on the reverse (called “Full Bands”), or any sign of an error, it could be worth setting aside. Full Bands designation from a grading service can bump a dime from a few dollars into a much higher price range.
The bottom line: don’t spend your coins before checking them. Even modern coins from 2004 can surprise you.
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FAQ
Q: Is the 2004-D Roosevelt Dime rare?
A: No, the 2004-D dime is not rare. The Denver Mint produced over a billion of them, so most examples are worth only face value in circulated condition. High-grade mint state examples or error coins are the exceptions worth looking for.
Q: What does the “D” mean on a 2004 dime?
A: The “D” is the mint mark indicating the coin was struck at the Denver Mint. A “P” would mean the Philadelphia Mint. Proof versions made for collectors were struck at the San Francisco Mint and carry an “S” mint mark.
Q: How do I find out if my 2004-D dime has a valuable error?
A: Inspect the coin under magnification for doubling in the lettering or date, off-center designs, or unusual raised marks. You can also use a coin identification app like CoinHix to scan your coin and check for known varieties and error types quickly and easily.
