The 1981-S Washington Quarter is worth anywhere from face value in circulated condition to $5 or more in pristine proof condition — and certain varieties can fetch significantly higher prices among serious collectors. If you’ve stumbled across one of these coins in an old collection or change jar, you’re in the right place to find out exactly what it’s worth.
What Is the 1981-S Washington Quarter?
Before we dive into values, let’s talk about what this coin actually is. The 1981-S Washington Quarter was struck at the San Francisco Mint — that’s what the “S” mint mark stands for. Unlike the Philadelphia (P) and Denver (D) quarters that circulated through everyday commerce, San Francisco quarters in 1981 were made exclusively as proof coins.
Proof coins are specially struck for collectors using highly polished dies and planchets, giving them that mirror-like finish and sharp detail you don’t see on regular pocket change. They were never meant to be used in vending machines or handed back as change at the grocery store.
If you’re not sure what you have or want a quick identification, downloading a free coin identifier app is a great first step before you start researching values. It can save you a lot of time and guesswork.
1981-S Washington Quarter Value by Condition
Since the 1981-S was only issued as a proof coin, condition grading works a little differently here. Proof coins are graded on the PR (Proof) scale rather than the standard MS (Mint State) scale. Most 1981-S quarters you’ll encounter will fall somewhere between PR-65 and PR-70.
Here’s a general value breakdown:
| Grade | Description | Estimated Value |
|---|---|---|
| PR-65 | Gem Proof, minor blemishes | $3 – $5 |
| PR-67 | Superb Gem Proof | $6 – $12 |
| PR-69 | Near Perfect Proof | $15 – $30 |
| PR-70 | Perfect Proof | $50 – $100+ |
For the most current and precise figures, you can check out detailed 1981 Washington Quarter price data by grade and mint mark to see how these values shift with the market.
The Type 1 vs Type 2 Variety — This Is Where It Gets Interesting
Here’s something most casual coin finders don’t know: the 1981-S quarter actually comes in two distinct varieties, and one is worth considerably more than the other.
The Type 1 (also called “Filled S”) has a mint mark where the loops of the “S” appear partially closed or filled in. The Type 2 (also called “Clear S”) has a sharper, more open mint mark. The Type 2 was introduced mid-year with a redesigned punch, making it slightly less common.
In high grades, the Type 2 can sell for two to three times what a comparable Type 1 brings. For example, a PR-69 Type 1 might sell for around $15, while a PR-69 Type 2 could bring $30 to $50 or more depending on demand.
This is exactly the kind of nuance that CoinHix is built for. The app breaks down variety-specific pricing so you’re not guessing whether your coin is the common type or the more valuable one. It’s the kind of detail that can mean real money in your pocket.
How to Tell If Your 1981-S Quarter Is Genuine
Most 1981-S quarters you’ll encounter are perfectly legitimate coins that came from U.S. Mint proof sets. If yours still has that reflective, mirror-like surface on the flat fields with frosted raised design elements, you’re looking at a genuine proof coin.
Watch out for coins that look dull, scratched, or worn — these may have been improperly stored, removed from their original packaging, or in rare cases, altered. A coin that has been cleaned can lose significant value even if it’s technically the right date and mint mark.
If you want to dig deeper into the full value breakdown for the 1981-S Washington Quarter including variety details and recent sales, that resource walks you through everything in plain language.
Using CoinHix to scan your coin is also a smart move here — it can help you identify whether you have a Type 1 or Type 2 variety and give you a current market estimate without having to pay for a formal appraisal.
Is the 1981-S Washington Quarter Worth Keeping?
Honestly? Yes — especially if it’s still in its original proof set packaging. Removing a proof coin from its case exposes it to oils, dust, and scratches that can drop its grade and value quickly.
If your coin is in a sealed OGP (Original Government Packaging) from the 1981 U.S. Mint Proof Set, keep it that way. A complete 1981 proof set in original packaging typically sells for $5 to $15, which isn’t life-changing money but is certainly more than 25 cents.
If you happen to have a Type 2 variety in a high grade slab from PCGS or NGC, you could be looking at a coin worth holding onto or selling to a dealer. CoinHix can help you track market prices so you know the right time to sell.
Frequently Asked Questions
Q: How do I know if my 1981-S quarter is Type 1 or Type 2?
A: Look closely at the “S” mint mark with a magnifying glass. If the loops of the S appear rounded and slightly closed, it’s likely a Type 1 (Filled S). If the S looks crisp and open with clear spacing in the loops, you have the Type 2 (Clear S), which is the more valuable variety.
Q: Can I spend a 1981-S Washington Quarter as regular money?
A: Technically yes, it’s still legal tender worth 25 cents. But that would be a shame — even a common PR-65 example is worth several times face value. Keep it and see what you have before spending it.
Q: Where is the best place to sell a 1981-S Washington Quarter?
A: eBay is a popular option for proof coins, especially if you have photos showing the condition clearly. Coin shows and local dealers are also solid choices. If the coin is in a high grade (PR-69 or PR-70), getting it certified by PCGS or NGC first can significantly increase what buyers are willing to pay.
